Thank You For Answering Our Poll

78% of SMEs in the UK
accessed alternative business
finance products in 2024

We understand you may not be ready to explore business finance solutions at this time. However, you may still want insights into how these solutions could help your business in the future.

About our Finance Products

We offer finance solutions to complement our international payments and currency services, giving you a more complete way to manage your global operations.

For many businesses, growth is held back by short-term cash flow gaps, waiting on customer payments or needing to pay suppliers upfront. Our finance products help unlock working capital so you can act quickly, stay competitive, and reach your goals.

For businesses looking for alternative finance,
we offer two core solutions

Invoice Finance:

Release funds from unpaid invoices as soon as they’re raised—boosting cash flow without waiting for payment.

Trade Finance:

Access funds to pay suppliers upfront or on terms, helping you secure stock and grow with confidence.

Why alternative finance is a better option for your business
than traditional banks loans

Faster funding

Quick approval and access to cash.


Flexible criteria

Based on business potential, not just credit scores.

Boosts cash flow

Unlocks money tied up in invoices or supply chains.

Trade-ready

Built to support international deals and reduce risk.

Keeps equity intact

No need to give up ownership to grow.

Case Study

Solving Cash Flow Issues in the Travel Industry

A travel business faced cash flow struggles due to a 5-month gap between customer bookings and departure dates. With only a deposit paid upfront and thin margins, the business lacked the liquidity to reinvest and grow.

Solution: Invoice Finance for Faster Payments
Affinity’s Invoice Finance solution allowed the business to access funds tied up in future customer payments, enabling faster cash flow and reinvestment into growth.

Result: Surpassing Revenue Targets and Growing
With improved liquidity, the business exceeded its targets by 15% and expanded its team.

Get in touch to discuss
your requirements